9 Essential Dave Ramsey Tips You Need to Try

Creating a budget and sticking to it are two different things.

You worked hard to create a budget, don’t ruin it by not following it.

Everyone in your family needs to be on the same page.

Here’s a tip on how to make it easier to stick to your budget: create a budget you want to stick to.

Think of every dollar you spend as an opportunity to make your life better.

You have a mortgage; your home makes your life better.

Your power bill makes your life better.

But do you really need to pay for Hulu, Netflix, HBO, and Disney+ at the same time?

Is that making your life better?

Cut spending on the expenses that don’t make your life better.

Empower – Effortless Budgeting and Saving

The Ramsey method is centered around saving money.

Build a budget to live on less, and save what remains.

With Empower, you are held accountable to your savings goals.

You will tell Empower exactly how much money you want to save every week (maybe it’s $50/week).

Then like clockwork, $50 will transfer from your checking account to your savings account automatically every week, only when you can afford to save.

That’s not to mention their streamlined budgeting tools, human coaching, spending recommendations, and more.

If you are serious about saving money, allow Empower to hold you accountable.

Banking services provided by nbkc bank, Member FDIC.

Trim – Lower Your Unwanted Bills

Do you feel like your getting ripped off on your internet?

You probably are.

Internet providers charge higher rates to customers who don’t fight for a lower price.

A real person from Trim wants to negotiate lower monthly payments on your internet, phone, cable, and medical bills, and they’re very good at their job.

Trim saved their users $1M+ last month alone.

If Trim is unable to lower your bills, you pay nothing.

But if Trim does lower your bills, you keep 66% of the savings the first year and 100% of your savings every year after that. Not a bad deal.

Please note that Trim takes their payment immediately.

For example, if Trim saves you $10/month, they will request their 33% fee ($40) right away.

But you keep 100% of the savings after that.

You need need a professional negotiator on your side.

Save on Your Next Flight To Cushion Your Budget