The *only* way to save money is to spend less than you earn. That means you need to decrease your expenses or increase your income.
What’s more? We’ve got a bunch of free money-hacks to share with you:
- Hacks to lower your monthly bills
- Hacks to spend less on debt
- Hacks to start investing
- Hacks to increase your income by $20/month (with no extra effort)
This workshop has everything you need to accomplish the cardinal rule of personal finance: keep your income over your expenses.
2. Don’t Compare Yourself to Others
Just because DINKS have double incomes, it doesn’t mean they are happier. Don’t compare yourself to them. Their situation is different from yours.
People who spend their lives (and money) trying to keep up with others find themselves in a neverending loop of constantly trying to get more, do more, and be more. If you get caught in this cycle, get off because it is neverending.
Embrace your single household income. Take pride in your financial choices. Find joy by making the most of your situation.
3. Declutter and Learn to Live with Less
One way to live easily on one income is to declutter. On the surface, it might sound contradictory.
With one income, you may be tempted to hold on to things because you don’t have money to splurge on new items.
However, decluttering is eye-opening. It is incredibly freeing to have less.
When you compare the difference between a cluttered home and an uncluttered home, you feel like you can breathe easier. As a result, you will find yourself not wanting to fill your house again with stuff you don’t need.
As you declutter, you discover the joy of living with less. Make note of how much money you “wasted” on the items you get rid of and make a promise to never do it again.
Declutter Your Home and Life with Audiobooks from Audible
Audiobooks don’t clutter up a room and are great for listening to as you work your way through each KonMari Method category, when you exercise, and while you drive.
With Audible, you have all the books you could ever want to listen to on your devices (not on your shelf) at the click of a button.
4. Embrace DIY
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