How to Invest and Make Money Daily: 12 Real Investment Methods

Seeking out financial advice helps you see the bigger picture of your finances, as well as identify the best investments for you to reach your financial goals. Your financial advisor can help you shape your financial plan and an investment strategy that’s suited for your risk tolerance profile, cash flow, and lifestyle.

Now that you know what you need before you invest and earn money daily, here are a dozen investment strategies you should explore.

Remember: Do your own due diligence before signing up for any of these investment opportunities. Learn more about long-term investments, tax advantages, average annual returns of the investment option you want to partake in, risks involved, and more.

1. How to Invest in the Stock Market and Make Passive Income

Some of the best things to invest in are stocks, ETFs or Index Funds, and mutual funds. These are traditional investment options that should be part of your investment portfolio.

When you invest in individual stocks, you are betting on a company. As the company becomes more profitable, so does your investment. Mutual funds, on the other hand, consist of several stocks bundled together in a single fund and are actively managed by fund managers.

ETFs  (exchange-traded funds) are also like mutual funds, but are passively managed and pegged to the performance of a particular index. ETFs and Index Funds only differ mainly in how they are bought or sold, the minimum investment requirement, and the capital gains you’ll pay.

You don’t need a lot of money to start investing in the stock market. Nowadays, even novice investors can open a brokerage or money market account to start investing in stocks, ETFs, and mutual funds.

Here are some of the most popular companies you can open a brokerage account with to invest in the stock market.

Webull

Webull is a trading platform that allows you to manage stocks, options, ETFs, and cryptocurrencies at no cost. With Webull, you can invest in stocks without account minimums.

What I like about Webull is that it does not charge you a trading fee. And while it’s beginner-friendly, it has advanced trading tools for experienced investors.

Webull awards you with a free stock worth up to $2300 when you sign up. Overall, if you want a brokerage account that allows you to manage your investment portfolio, then Webull is definitely worth the consideration.

M1 Finance

M1 Finance is a robo-advisor platform that allows you to build an investment portfolio consisting of ETFs and stocks. M1 Finance does charge trading fees and asset management fees. But unlike other platforms, M1 Finance allows the trading of fractional shares and stocks that make money daily.

With M1, you can set your investment goals based on your risk tolerance and target dates. For instance, if you want to invest in your retirement accounts, you can pick assets that yield the best gains based on this goal. You can also customize your portfolio, rebalance it when needed, and be as hands-on or hands-off as you’d like to be.

Wealthsimple

If you are based in Canada, Wealthsimple is one of the most popular platforms there are to invest in the stock market. Wealthsimple allows you to start investing in individual stocks and ETFs without any account fees or minimum. However, there’s an account management fee that ranges from 0.40% to 0.50%.

Wealthsimple gives you access to human investment advisors, which is pretty handy, especially for beginning investors. You can also invest in fractional shares and set up high-yield savings accounts.

2. Micro-investing / Fractional Investment

If you are new to investing and would like to do it with smaller amounts, then micro-investing or fractional investment is a great option for you. With as little as $5, you can invest in the stock market and start making money fast from your initial investment.

There are a couple of invest and earn daily profit apps that allow you to start investing small amounts easily and quickly.

Acorns

Acorns is one of the most established micro-investment platforms today. It works by rounding up your purchases to the next full dollar while taking the change and investing it for you.

For example, if you purchased something worth $5.50, your account is charged $6. Acorns will take the $0.50 change and throw it into your investment account. It may not seem like a lot, but with time, consistency, and of course, compounding interest, your money is bound to grow.

You can start investing with Acorns for as little as $5. Acorns charges a fee to manage your account, ranging from $3-$5 per month. You’ll also get a $10 bonus once you’ve made your first $5 investment with Acorns.

Robinhood

Robinhood is known for its no-cost trading and asset management features. You don’t have to pay anything to use Robinhood when you trade your investments, making it a great starting point for new investors. With Robinhood, you can choose among 5,000 ETFs and stocks, as well as index funds and options. You can also trade cryptocurrency on Robinhood, commission-free.

Stash

Stash is a personal finance app and brokerage account that allows new investors to invest as little as $5. With Stash, you can invest automatically and what you can afford (as it allows investing in fractional shares like Robinhood). For only $1 per month, you can sign up on Stash and you get investing advice, access to a personal portfolio, banking, and insurance access.

You can be a hands-off investor if you like, as Stash does automate investing, but you can also hand-pick the assets you want to invest in. You may opt for whole or fractional shares and choose among thousands of ETFs and stocks.

3. Invest in Cryptocurrency

Cryptocurrency is a relatively new asset that you can also invest in. Cryptocurrency is basically digital cash, bitcoin being one of its most popular types.

You can trade cryptocurrency for profit. Some investors believe that cryptocurrency is going to be our currency in the future, so they’re scrambling to buy it now before the prices skyrocket.

If you’re interested in investing in cryptocurrency, then you need a specialized platform to do that. I personally use Coinbase, a platform that allows you to buy and sell cryptocurrency.

You can trade numerous cryptocurrencies on Coinbase, including Bitcoin and Ethereum. It’s also a user-friendly platform, perfect for those who are new to trading cryptocurrency. And one of the best things about Coinbase is that you can purchase small amounts of cryptocurrency and set the app to do recurring purchases on your behalf. Just remember though that Coinbase charges a fee of 0.5% to 4.5%.

Although most people think cryptocurrency is very speculative and high-risk, there are those who have taken the chance and become crypto millionaires. For instance, 25-year-old Cooper Turley is now a millionaire after investing in cryptocurrency four years ago. Another example is these two brothers from New York who became millionaires overnight after betting on the Shiba Inu coin.

According to Forbes, the richest crypto millionaires are twins Cameron and Tyler Winklevoss. They started trading Bitcoin in 2012 and now have a net worth of $3 billion each.

4. Forex Trading

Forex trading, or foreign exchange trading, is the buying and selling of different currencies in the global trade market. Currencies are traded using three-digit codes. For instance, USD stands for US dollars, JPY is for Japanese Yen and EUR is for Euros. Forex traders generally speculate which currencies will go up in value in the future and invest based on these speculations.

The forex market is open 24/7, from Monday to Friday, which allows you to invest money and make money daily. The fluctuations in the forex market are heavily influenced by supply and demand, but other factors such as the economic and political situation of a specific country can come into play.

You can trade in the forex market in three ways:

• Spot market–the trading of currencies on their spot (real-time) price.
• Forward market–a contract between two parties agreeing to the trade of currencies at a future date.
• Futures market–similar to a forward market, except that the  trade is done in an exchange instead of in private.

The forex market can fluctuate quickly, making it both exciting and nerve-wracking for investors. Like any other investment, you shouldn’t enter the forex market unarmed. Check out these online courses to learn more about investing in forex:

• ForexSignals.com
• FXAcademy.com
• Forex Trading A-Z

5. Invest in Real Estate

Investing in real estate has always been a proven way to invest. There are a couple of ways to invest in property, such as flipping, house hacking, and renting. But if these strategies do not appeal to you, you can try crowdfunded real estate investments, particularly Fundrise.

Fundrise is a real estate investment trust (REIT) that allows regular investors to invest in real estate without actually owning a property. It works by inviting investors to invest in Fundrise’s real estate assets. When these properties turn in a profit, the investors earn their cut.

Investing in Fundrise is perfect for those who do not want to do the legwork of maintaining a rental property or fixing and selling houses. All you need to do is get into the platform, invest, and wait for the profits to start rolling in. Also, Fundrise uses state-of-the-art technology to locate property assets with the best potential for profits, so it’s not like you’re investing in random properties.

If you want a passive source of income and a hands-off approach in real estate investing, platforms like Fundrise are an excellent choice. You can start investing with as little as $10 for a Starter Portfolio, making it easy to integrate into your investment portfolio.

6. High-Yield Savings Account

Saving money in a traditional savings account is quite common, but savvy investors know that a high-yield savings account is the best way to go. That’s because a high-yield savings account earns 10 to 25 times the interest of traditional savings accounts. Putting your money in these high-interest accounts allows your money to grow much more quickly.

Investing money in a high-yield savings account is a great financial move for a couple of reasons. First, they are housed in FDI-insured banks which means your savings are protected. Second, your investiments are liquid, so they’re easy to withdraw whenever you need to. Finally, your money grows a lot quicker, so it’s the perfect place to save for short-term goals like a home down payment, a new car, or a dream wedding.

7. Invest in Certificates of Deposit

A Certificate of Deposit (or CD) is a type of government-backed savings account wherein you park your money and leave it untouched until it matures. Upon maturity, you will get the original value of your CD plus the interest it has earned, all in a lump sum.

The important thing you need to know when investing in a CD is that touching your money before it reaches its maturity date can cause hefty penalties. You can choose to park your money in a CD for six months, a year, two years, five years, etc. Generally, the longer the term you choose, the higher the interest you get.

Therefore, before getting a CD make sure that your finances are stable and that you have enough stashed for emergencies.

Overall, CDs are some of the safest ways to invest and are always a good inclusion in a well-balanced investment portfolio.

8. Invest in Bonds 

If you’d like a less risky approach to investing, then you should consider bonds.

A bond is an asset or instrument that is typically used by corporations or the government as a way to raise capital from investors. An investor purchases the bond from an organization or an entity. The entity pays the investor an agreed interest rate for a specified time frame. When the bond matures, the investor recoups his initial investment plus the interest earned.

Although you can invest in bonds by transacting directly with the issuer, you may also do so by purchasing bonds from a brokerage account, from the US Treasury, or by having the investment company choose bond mutuals for you.

Investing in bonds makes sense when you’re trying to diversify your portfolio. Bonds are more stable than stocks, so they’re a safer option. They also generate a steady stream of income which can be paid to you twice or once a year. So long as you’ve held onto your bonds for at  least a year, you may also cash them in  and claim the funds from your bank.

9. Buy and Sell Digital Real Estate

There’s real estate, and there’s digital real estate. And if you’re wondering, “How can I invest one hundred dollars and make money?”, I would suggest choosing the latter.

Why? Because digital real estate is cheaper to build but it can be highly profitable if you sell at the right moment.

Digital real estate, which includes eCommerce businesses, websites and domains, blogs, email lists, and social media accounts. The internet has become a part of our lives, and it’s impossible to do away from digital real estate.

As such, the demand for these properties keeps soaring year after year. So, if you have well-maintained, heavily trafficked, and followed accounts on the internet, you could very well sell them for a tremendous profit.

10. Invest to Learn New Skills and Offer Services

Investing in your knowledge and skills is one great way to make more money in the future. By enriching what you already know, you can establish yourself as an expert in your niche. Additionally, expanding your knowledge base allows you to offer more services to your clientele.

But how can you invest in yourself? Well, there are plenty of ways.

First, read a lot of books and online materials from experts. If reading isn’t for you, you can watch videos or listen to podcasts.

You’ll also acquire more skills and knowledge by taking online courses and classes. Online education platforms like Udemy and Skillshare have courses on almost every topic.

You may also want to consider coaching or mentoring from an expert. Picking the brains of experts allows you to explore more concepts and ideas. You can benefit a lot from personalized coaching because your mentor can tailor the lessons based on your needs and goals.

Finally, go out and network. Having a solid network is an investment in itself. Networking helps you meet like-minded individuals and personalities who can give you a boost on your chosen path.

11. Start a Business

Investing in a business is also a wise idea if you’re looking to proactively build wealth. But unlike investing in stocks, cryptocurrencies, and REITs, investing in a business demands more work. From developing the business model, conceptualizing the products or services you want to offer, and creating advertising and marketing strategies, to hiring manpower and bookkeeping, there are just so many things to do.

But operating a business is a highly rewarding investment. You are serving people with something you’re most passionate about and are trying to help them with their problems.

If you are hesitant about the risks that come with starting a business, perhaps do it low-key at first, like a side hustle. For example, you can start selling baked goods on special occasions and see how people react. From here, you can observe what people like and dislike, what catches their attention, and how you can further improve your products. As you become more confident and acquire more knowledge, you can consider scaling the business up.

12. Start a Blog

One of my favorite forms of investment is a blog. Blogging is not just an outlet to express your thoughts and ideas, but it can also be monetized through ads, sponsored posts, affiliates, and more. I know some successful bloggers who are making much more than they were as someone else’s employees.

Picking out a niche is important when investing in a blog. You want that niche to have some demand, both from your audience and business stakeholders. Some of the most profitable blogging niches include personal finance, travel, beauty and lifestyle,, health and wellness, and parenting.

Apart from the right niche, you also need to invest in blogging tools like a good grammar checker, an SEO tool, a blog topic generator, a plagiarism checker, keyword research, and a planner. These tools often cost money, but investing in them allows you to create content that will win the favor of search engines andyour readers.

As you can see, investing in a blog takes time and some money, but you can profit from it in many different ways. The return on investment could be many times the money you spend to run and maintain a profitable blog.