Start Saving Money Fast When You Stop These Habits (money management advice from money savers)

Time is one of your biggest assets when it comes to growing your wealth. If excessive time is being lost to social media, this bad habit will keep you poor.

Not to mention, social media is filled with ads. Content creators recommend their favorite products (on sale!). The reason social media is free is because it gets us to spend money.

Try to limit your time on the apps to save yourself valuable time and money.

3. You Don’t Use Free-Money Apps

There are a few apps and services that offer free money. Here are some of our favorite cash back apps and services (they are all free to use):

• Upside: Use the Upside app is earn free cash back at the gas station. You can redeem your money via PayPal, direct deposit, or gift card. Use the promo code AFF20 to grab a 20 cents-per-gallon sign-up bonus. Download the free Upside app.

• Capital One Shopping: Even when you’re living on next to nothing, you still got to buy stuff online. The free Capital One Shopping browser extension is a great way to save money. Capital One Shopping finds valid coupon codes at check out, and it price-checks other online retailers to help you find a lower price. You can also earn free gift cards with loyalty credits.
• Dosh: If you want to put cash-back rewards on autopilot, then Dosh is the app you want. Link your credit and debit cards, and you automatically earn cash-back rewards at participating retailers. It truly is that easy.

• Scott’s Cheap Flights: Find the best deals on flights coming out of your airpot. Just tell Scott where you want to go. When a deal pops up, an email will be sent to your inbox (deals range from 40%-90% on average).

• Rakuten: When you shop online, the free Rakuten browser extension automatically alerts you to cash-back and coupon-saving opportunities. Get the free Rakuten browser extension
• Insurify: Insurify is a free service that compares insurance rates across the top home and auto insurance providers. Input your policy information, and Insurify will scan for similar policies at better rates than you’re getting.

4. Ignoring Problems

We don’t like our to-do list because the tasks are not exciting. The tasks are maintenance. They take effort. They cut into our free time.

What better way to ignore our to-do list than to zone out with some social media and online shopping.

Online shopping numbs our minds to our responsibilities. That’s not to say that there is something wrong with online shopping, but if we habitually do it to ignore our problems, our to-do list starts to pile up, and our bank accounts drain. Anxiety spiral!

Choose to fill your day! Set boundaries to keep yourself moving forward. Limit your screen time. Actually keep a to-do list of things that need to get done so you don’t lose motivation trying to think of something to do.

Know that filling your day also includes rest. Get ready for bed on time for good sleep. Give yourself free time to do whatever… play videogames, watch tv, scroll social media, or do some online shopping.

If you have designated rest time, it’s easier to say “not now” to mindless scrolling when it is time to be productive. The best way to grow your savings is to make good use of your time.

5. Keeping a Cluttered Home

open next page to continue reading….