SUPER Easy Money Saving Tips: Best Money Frugal Tips on What to Stop Buying for Living Cheap

When you are not conscious of your spending, your bank account tends to runs on empty. If you want to make progress on your savings goals, start with better spending habits. Here are some things you definitely want to stop buying.

1. Stop Buying Debt

Debt is not free. Debt comes with a monthly fee in the form of interest. If you carry a balance on your credit card, that borrowed money costs you interest every month.

Pay down your debt. The faster you pay down your debt, the less you will pay in interest. Every payment you make towards your debt = paying less interest.

What can you do to stop taking on consumer debt? Consider cutting up your credit cards. Use a cash-only system. Budget! Do what you can to stop buying debt. It’s too expensive.

Free Workshop – Join our free Simplify Money Workshop

The *only* way to save money is to spend less than you earn. That means you need to decrease your expenses or increase your income.

We want to help you do both.

What’s more? We’ve got a bunch of free money-hacks to share with you:

• Hacks to lower your monthly bills
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This workshop has everything you need to accomplish the cardinal rule of personal finance: keep your income over your expenses.

2. Eat Out Less

Food is generally the most expensive item on any budget. Just one stomach can cost over $300/month to keep full. And that’s just going to the grocery store.

So it only makes sense that restaurant food would become outrageously expensive. Dining in a restaurant, you aren’t just paying for the food. You are paying for the chefs, the wait-staff, the space rent, the utilities! Then you throw in a well-earned 20% tip.

Open up your bank statements and calculate how much money you spent last month at restaurants, bars, coffee shops, etc. It will do your bank account good to be aware of the cost of eating out.

3. Stop Paying for Unused Subscriptions

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