SUPER Easy Money Saving Tips: Best Money Frugal Tips on What to Stop Buying for Living Cheap
A study estimates Americans waste $364 a year on entertainment subscriptions THEY DO NOT USE [source].
Cancel your unused subscriptions, and stop throwing away your money.
Review your credit card statement each month. See if you pay for any subscription service you might have forgotten you signed up for. Cancel those services!
4. Stop Buying Single-Use Plastics
Naturally, single-use plastics have taken over: plastic sandwich bags, K-Cups, water bottles, grocery bags.
There’s not denying their convenient! But it can do our wallets (and the planet) good to switch over to reusable products.
Head over to Etsy for reusable products so you can save money (and the environment).
- K-Cup coffee filters
- Sandwich bags
- Grocery bags
- Produce bags
- Swedish Sponge Cloth
Shop with Dosh to Earn Free Money
Before you go and buy your reusable products, check out the free Dosh app.
Essentially, Dosh turns any payment card into a cash back rewards card.
Simply link your card (debit or credit) to the app, shop at any one of their thousand partnered stores, and cash will find its way into your Dosh wallet.
Then deposit your Dosh cash directly into your savings account.
5. Stop Buying “Stuff”
Look around your home. How much stuff have you accumulated? How did it happen?
Well… it feels really good to buy stuff we like. “Treat yo’ self,” they say. There’s no denying that buying “stuff” is tempting.
That’s not to say there is something wrong with personal spending. But if that personal spending goes unchecked, “stuff” drains your bank account. (Not to mention, “stuff” becomes clutter in your home and causes unnecessary stress.)
Here are two ways to keep yourself from buying too much stuff:
- Give yourself an allowance
- Buy items that serve a purpose
Give yourself an allowance. Set a discretionary spending budget to keep track of your personal spending. Also, let your allowance be a rollover budget– if you have money remaining at the end of the month, add it to next month’s budget. That way you can save for big ticket items.
Buy items that serve a purpose. Before you buy an item, ask yourself a few quick questions. Does the item add function to my life? Does it have a place to be stored in my home? Will it become clutter?
If an item isn’t going to make your life more productive or efficient, that’s an immediate question that you should probably put it back on the self.
When you limit spending to items that are functional, you save money. And your life slowly becomes more organized and efficient. You accumulate tools to help you navigate simple tasks faster and with ease. It’s satisfying to buy items that serve you.
This App Looks for Lower Prices
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