Tricks

SUPER Easy Money Saving Tips: Best Money Frugal Tips on What to Stop Buying for Living Cheap

Just because you’ve decided to buy less stuff, does not mean you shouldn’t get a bargain when you do.

Capital One Shopping is a browser extension that works in the background to see if it can find you lower prices on the things you want to buy.

Once you sign up, Capital One Shopping will find coupon/promo codes that apply to your online order. Best of all, Capital One Shopping works seamlessly and effortlessly 24/7.

Add the Capital One Shopping extension to your browser so you can be confident you are discovering lower prices and legit coupon codes.

6. Stop Paying for Multiple Streaming Services

You have so many choices: Netflix (see our Netflix Hacks), Apple TV, Hulu, Disney+, HBO Max, ESPN+, and CBS All Access. Individually, they don’t cost much, but together you can pay close to $1,000 a year.

Why pay $1,000/year when you only watch one show at a time? You only need to pay for one or two streaming services at a time. Choose to save hundreds of dollars every year. Rotate your streaming services.

7. Stop Buying Without Money-Saving Apps

There are a few apps and services that offer free money. Here are some of our favorite cash back apps and services (they are all free to use):

  • Capital One Shopping: Even when you’re living on next to nothing, you still got to buy stuff online. The free Capital One Shopping browser extension is a great way to save money. Capital One Shopping finds valid coupon codes at check out, and it price-checks other online retailers to help you find a lower price. You can also earn free gift cards with loyalty credits. Get the Capital One Shopping browser today.
  • Insurify: Insurify is a free service that compares insurance rates across the top home and auto insurance providers. Input your policy information, and Insurify will scan for similar policies at better rates than you’re getting.
  • Scott’s Cheap Flights: Find the best deals on flights coming out of your airpot. Just tell Scott where you want to go. When a deal pops up, an email will be sent to your inbox (deals range from 40%-90% on average). Sign up for Scott’s Cheap Flights to grab your free 14 day trial (and save 20% on a one-year membership with promo code BUDGET20.)
  • Dosh: If you want to put cash-back rewards on autopilot, then Dosh is the app you want. Link your credit and debit cards, and you automatically earn cash-back rewards at participating retailers. It truly is that easy. Download the free Dosh app and watch the cash dash in.
  • Upside: Use the Upside app is earn free cash back at the gas station. You can redeem your money via PayPal, direct deposit, or gift card. Use the promo code AFF20 to grab a 20 cents-per-gallon sign-up bonus. Download the free Upside app.
  • Ibotta: Ibotta is a free app that saves you money at the grocery store. After you snap a pic of your receipt, money gets deposited into your Ibotta wallet. You can redeem it for cash or free gift cards. Download the free Ibotta app now and claim your $20 welcome bonus.
  • Rakuten: When you shop online, the free Rakuten browser extension automatically alerts you to cash-back and coupon-saving opportunities.

8. Stop Buying Processed Foods

Packaged food isn’t as cheap as you might think.

If you want to cut down your grocery bill, try buying whole foods.

Fresh vegetables are very cheap. When you know how to prepare fresh veggies so that they’re delicious, it’s satisfying to eat them until you are full! This strategy is good for your health, and it can save you a lot of money!

Load up on broccoli, cauliflower, and green beans. Cover them in avocado oil. Add salt, minced garlic, and some chili powder. Roast them in the oven for 30 minutes at 425F.

Whole foods sound more expensive, but they are absolutely not. Another way to save good money on chicken is to buy the whole chicken! Individual cuts are priced at a premium. For more tips on whole-food eating, check out our favorite food blog, neutraleating.com.

9. Stop Trying to Buy Happiness

The mind is funny. It tells us it can be happy… just as soon as it gets x, y, and z. That would put you in the perfect position to be happy for the rest of your life.

But the mind is never satisfied. The mind will always place new conditions on your happiness. Realize how easy it is to follow this mirage to the end of your life.

We have to see the mind for what it is. It is a tool. It uses comparisons to help us make plans and solve problems.

But the mind also uses comparison to convince us that we don’t have everything we need to be happy. We see people on social media with all their stuff, and their money, and their special experiences and their “genuine” happiness.

Of course our mental dialog is going to turn on us. It going to tell us that things should be different. That where we are isn’t enough. That we ourselves are not enough. It is this mental dialog is that distorts the happiness that is already here.

So a good way to let your happiness shine through is to shut down destructive mental dialog. Notice your comparison thoughts. Notice the frustration of wanting things to be different.

The best way to quite mental dialog is to bring your attention to present moment experience. Feel yourself breathing. Breathe more deeply so that it is easier to feel yourself breathing. It is this act of bringing your attention to present moment sensation that silences mental dialog.

Every time you train your mind to notice and silence those negative thought patterns, your inherent happiness shines through a little more.

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